KACHARAGADLA

It is mid-October, and the fourth quarter of the year is flying by! If you don’t like your current job, right now is a fantastic time to start job-hunting. Here are five reasons why: The most common fiscal year-end is December 31. Companies large and small have allocated money to hiring new people, but if they don’t hire those people by the end of the year, the approved headcount may disappear. Hiring managers are under pressure to make new hires before the end-of-year holidays! If you wait to begin your job search until after the new year, you will delay  your exit from your current less-than-wonderful job situation by up to six months, compared to getting the job search underway now. If you start getting  Pain Letters  out to hiring managers quickly you could start your new job in December or January. Once the holiday frenzy sets in, hiring will become a much lower priority for everybody except the poor manager who is desperately trying to find someone like you. Managers wh

Entrepreneurship is a  deeply personal   endeavor that requires dedication, discipline, and passion. For most founders, myself included, there is virtually no separation between the personal and professional. For me,  BodeTree’s  successes are my successes, and its failures are my failures. When someone attacks my company, I can’t help but take it personally. Unfortunately, this lack of separation between my personal and professional lives has taken its toll. Looking back, I can see how my tendency to take things personally has clouded my judgment, led to disappointment and prevented me from taking decisive action when needed. While it’s impossible for truly committed entrepreneurs to maintain the same kind of work/life separation that traditional employees enjoy, it is possible to find balance. There are certain aspects of the entrepreneurial journey that are touchier than others, at least in my case. Identifying these areas and understanding the lessons contained therein is

Technology’s ever-pervading permeation into every last fiber and morsel of society has caused a dramatic upheaval in the way we live, work and entertain ourselves. Thanks to the disruptive nature of the internet, the rate of change has only increased exponentially in recent years. Yet, with so much change in the world today, and a nearly-instantaneous access to the globe’s population through mediums such as social media and online search, many people are still left perplexed by how they can utilize the powerful technology inherently available through the internet, to actually  make money online . The truth? It’s not easy making money online today. With so much competition and so many people and headlines vying for our attention, sifting through and finding reputable sources to generate any respectable amount of income through the web has become an ever-increasing challenge. Often, what happens is that we run into unscrupulous Internet Marketers (IMs) who have less-than a

Reserve Bank of India (RBI) Governor Urjit Patel  Rahul Bhaskar, does not possess a credit card nor does he have relevant credit history. A 23-year-old software engineer, he has been denied a Rs 20,000 ($300) loan to purchase his favorite smartphone by more than one bank. To fulfill his dreams, Rahul has decided to borrow money from local startups such as Cashe and SlicePay. The above example is not just one incident but rather a pattern that has emerged over the past few years; India has witnessed a spike in bad loans and non-performing assets that has resulted in more vigilant traditional lenders, especially nationalized banks. This cautious environment has increased the demand for alternative means of lending for small businesses and individuals. According to startup research platform Tracxn, last year 64 alternate lending startups were founded in India, and this year has seen birth of 34 of such firms – making India third ranked in terms of startups facilitating personal lo